While auto, home, and health insurance often get plenty of close consideration, dental insurance can sometimes slip under the radar. But your smile is worth it! Oral hygiene will always be an important part of your life, regardless of what age you are. So, choosing the best dental insurance now will ensure that you can always afford to keep your teeth healthy and clean.
But what should you look for in a dental insurance policy? Is there anything you should avoid? Picking the right insurance policy and tailoring it to your needs can be tricky, but Noble Orthodontics is here to walk you through the process. Let’s dive in!
Make Sure Your Healthcare Provider is Covered
Different types of insurance cover different providers, and each one offers varying levels of flexibility. For example, Dental Health Maintenance Organization (DHMO) is typically cheaper, but it only covers in-network services. On the other hand, Dental Preferred Provider Organization (DPPO) is pricier, but it provides coverage for both in- and out-of-network services. If you already have a primary dentist or orthodontist, make sure to select an insurance policy that will cover their services.
Assess Your Needs
Are you single and living alone? Or do you have a spouse and kids to care for as well? These factors must be considered when selecting a dental insurance plan. Kids and adults have different needs, and you want to be sure that everything is properly covered. For example, your kids might require braces as their baby teeth fall out and their adult teeth begin coming in. Not all insurance plans are equal, so be sure to assess your needs (and the needs of your family) up front.
Compare and Contrast the Options
Now that you know what to look for, it’s time to compare the insurance policy options. You want to get the most out of whatever you choose, so be sure to read any fine print. Find out exactly what is covered, how much of the cost is covered, and what are the limitations when it comes to frequency. Some plans have an annual maximum, so be sure to take note. Select the plan that works best for you!
Learn More on Our Website
Noble Orthodontics accepts all major dental insurance providers and health savings accounts. Visit our Cost & Insurance page to learn more and see if you’re eligible. Have questions? Call or email our team for more information, or schedule your free consultation today!